Praxis Global Alliance Forecasts Tier 2 and Tier 3 Cities Driving 79% of FinTech-Led Loan Disbursements
Praxis Global Alliance Forecasts Tier 2 and Tier 3 Cities Driving 79% of FinTech-Led Loan Disbursements
Mumbai, January 14, 2026 – Praxis Global Alliance, a next-generation management consulting firm, unveiled its latest industry report, Lending Tech: The Paradigm Challengers,
at the Ambit NextGen Summit. The report highlights a sector undergoing
rapid transformation as credit demand moves beyond metros to emerging
households in Bharat.
The
launch was attended by FinTech founders, NBFC leaders, and banking
professionals exploring the future of co-lending, embedded finance, and
impact-driven credit.
This
research outlines how the financial services industry is shifting
toward digital-first, inclusive credit ecosystems. With credit now
acting as an embedded layer in daily life, lenders are evolving from
static financial institutions to agile platforms driven by data,
co-lending partnerships, and real-time risk intelligence.
Commenting on the report launch, Madhur Singhal, Managing Partner and CEO, Praxis Global Alliance,
said, "The next credit cycle is being driven by Bharat. We are seeing a
fundamental shift where lending is moving beyond money to become a tool
for measurable social impact. From co-lending capital engines to
digital-first home loans, technology is unlocking unprecedented
opportunities for inclusion. We hope this research helps leaders
navigate this dynamic and purpose-led financial landscape."
About Praxis:
Praxis Global Alliance is the next-gen management consulting firm
revolutionizing how consulting projects are delivered. It delivers
practical solutions to the toughest business problems by uniquely
combining domain practitioner expertise, AI-led research approaches, and digital technologies. The company operates
three business units, including Praxis Global Alliance Financial
Investor Group (FIG), Praxis Global Alliance Business Enablement and
Transformation (BET), and PraxDigital™.
With a presence across 6 locations, it has a dedicated team of 200+
consultants and data scientists. For more details, please visit: https://www.praxisga.com/