Financial Services
Fintech platform technology due diligence
27 Oct 2025
Company background
Financial infrastructure provider of integrated suite spanning lending, co-lending, collections, and wealth management, for Fintech and incumbent Financial Services businesses.
Methodologies used
· Product demonstrations and functionality review
· Competitor product reviews and benchmarks
· Review of server side data - latency, API failures, etc
· Detailed reviews of AI models & architecture, technical documentation and system logs
· Code reviews, test case review of APIs
· Management team, Technology team, Product team discussions
· Customer interviews Well-optimized tech infrastructure can lead to a significant reduction in latency and failure rate
Key takeaways
- Architecture = Foundation: Robust technology architecture is foundational for future growth. It can provide a sustainable platform for future product innovation, mergers, and interoperability of systems.
- AI strategy is critical: Aligning AI initiatives with business objectives, embedding them into operational workflows, and continuously refining models based on proprietary insight.
- Unified platform is key: Fragmented SaaS ecosystems present an opportunity for transformation. By creating interoperable, orchestrated solutions, companies can simplify operations, drive synergy across platforms, and realize enhanced business performance.
Certifications are signals, not guarantees: Security posture is strong but gaps in certain certifications and third-party reliance require active monitoring.